In case of unexpected financial difficulties, the type of credit products such as microloan allows you to get money quickly and easily for short term and for any purposes. Microloans are provided by banks and microcredit organizations only to individuals on the basis of payment, term and repayment conditions. The amount of the microloan depends on the borrower’s ability to pay, but 50 mln. cannot exceed soum. Microloans are provided in the national currency of the Republic of Uzbekistan in cash or on a bank card without cash. At the same time, a bank card can be a debit or credit card. A cashless microloan allows you to pay for goods, works and services using a bank card.